128 N York RdBensenvilleIL60106
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 128 N York Rd, Bensenville, IL, 60106 in Bensenville speaks for itself: 11.57% gross on a $329,900 price, generating $3,180/mo in rent and $892/mo in net income after the $1,483/mo debt service. DSCR 2.14, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,701 stacks alongside $91,145 in projected five-year appreciation and $3,038/yr in principal reduction. Projected total cumulative return: $183,595.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $892 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,180 |
| Total Monthly Debt Service | $2,157 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
6,486 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60106, Bensenville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,699 (100%) |
| Owner Occupied HU | 4,261 (55.3%) |
| Renter Occupied HU | 3,126 (40.6%) |
| Vacant Housing Units | 312 ( 4.1%) |
| Median Home Value | $305,899 |
| Average Home Value | $330,691 |
Housing Distribution
Address Breakdown
Residential
7,084
Single Family
4,002
Multi-Family
3,082
Businesses
1,351
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
6,486 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60106, Bensenville, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,699 (100%) |
| Owner Occupied HU | 4,261 (55.3%) |
| Renter Occupied HU | 3,126 (40.6%) |
| Vacant Housing Units | 312 ( 4.1%) |
| Median Home Value | $305,899 |
| Average Home Value | $330,691 |
Housing Distribution
Address Breakdown
Residential
7,084
Single Family
4,002
Multi-Family
3,082
Businesses
1,351
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12565536