1220 Roberts RdGilbertsvillePA19525
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 1220 Roberts Rd, Gilbertsville, PA, 19525 in Gilbertsville delivers $3,762/mo in gross rent and $290/mo in net monthly income at a $529,900 entry. The 8.52% yield and 1.58 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $146,402 over five years and $4,880/yr in equity from loan paydown, total projected return is $220,433.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $290 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,762 |
| Total Monthly Debt Service | $3,262 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19525, Gilbertsville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,171 (100%) |
| Owner Occupied HU | 5,408 (87.6%) |
| Renter Occupied HU | 593 ( 9.6%) |
| Vacant Housing Units | 170 ( 2.8%) |
| Median Home Value | $448,000 |
| Average Home Value | $478,513 |
Housing Distribution
Address Breakdown
Residential
5,868
Single Family
5,787
Multi-Family
81
Businesses
306
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19525, Gilbertsville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,171 (100%) |
| Owner Occupied HU | 5,408 (87.6%) |
| Renter Occupied HU | 593 ( 9.6%) |
| Vacant Housing Units | 170 ( 2.8%) |
| Median Home Value | $448,000 |
| Average Home Value | $478,513 |
Housing Distribution
Address Breakdown
Residential
5,868
Single Family
5,787
Multi-Family
81
Businesses
306
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Teri Lutz Freeman • BHHS Homesale Realty- Reading Berks
Mls Name: Berkshire Hathaway HomeServices Homesale Realty
Mls Provider:
Mls ID: #PAMC2152876