118 Thorn StCrab OrchardWV25921
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 118 Thorn St, Crab Orchard, WV, 25921 in Crab Orchard speaks for itself: 15.2% gross on a $106,000 price, generating $1,343/mo in rent and $729/mo in net income after the $477/mo debt service. DSCR 2.82, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,754 stacks alongside $29,286 in projected five-year appreciation and $976/yr in principal reduction. Projected total cumulative return: $86,972.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 15.2% | 6.2% |
| Monthly Cash Flow | $729 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,343 |
| Total Monthly Debt Service | $571 |
| DSCR Ratio | 2.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25921, Sophia, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 864 (100%) |
| Owner Occupied HU | 510 (59.0%) |
| Renter Occupied HU | 246 (28.5%) |
| Vacant Housing Units | 108 (12.5%) |
| Median Home Value | $131,250 |
| Average Home Value | $166,309 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25921, Sophia, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 864 (100%) |
| Owner Occupied HU | 510 (59.0%) |
| Renter Occupied HU | 246 (28.5%) |
| Vacant Housing Units | 108 (12.5%) |
| Median Home Value | $131,250 |
| Average Home Value | $166,309 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
66
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Armes • ARMES REAL ESTATE & LAND COMPANY INC.
Mls Name: Beckley BOR
Mls Provider:
Mls ID: #93236