112 Pearson StPottstownPA19465
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 112 Pearson St, Pottstown, PA, 19465 in Pottstown at $545,000. Rental yield 6.61%. The 6.61% yield and 1.22 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $150,573 by year five, and $5,020/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $170,780.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.2% |
| Monthly Cash Flow | $(684) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $3,354 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
9,789 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19465, Pottstown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,345 (100%) |
| Owner Occupied HU | 5,551 (75.6%) |
| Renter Occupied HU | 1,501 (20.4%) |
| Vacant Housing Units | 293 ( 4.0%) |
| Median Home Value | $480,944 |
| Average Home Value | $546,197 |
Housing Distribution
Address Breakdown
Residential
6,911
Single Family
6,606
Multi-Family
305
Businesses
291
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
9,789 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19465, Pottstown, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,345 (100%) |
| Owner Occupied HU | 5,551 (75.6%) |
| Renter Occupied HU | 1,501 (20.4%) |
| Vacant Housing Units | 293 ( 4.0%) |
| Median Home Value | $480,944 |
| Average Home Value | $546,197 |
Housing Distribution
Address Breakdown
Residential
6,911
Single Family
6,606
Multi-Family
305
Businesses
291
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PACT2128916