110 Susquehanna TrlNorthumberlandPA17857
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 110 Susquehanna Trl, Northumberland, PA, 17857 in Northumberland is narrow, $64/mo net on $1,230/mo rent after the $800/mo debt service, but the property operates at break-even-plus, not a loss. At $178,000 with a 8.29% yield, the long-run equity case via 5% appreciation ($49,178 over five years) and $1,639/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.54 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $71,903.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $64 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,230 |
| Total Monthly Debt Service | $1,096 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1990
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17857, Northumberland, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,542 (100%) |
| Owner Occupied HU | 2,427 (68.5%) |
| Renter Occupied HU | 816 (23.0%) |
| Vacant Housing Units | 299 ( 8.4%) |
| Median Home Value | $250,144 |
| Average Home Value | $260,433 |
Housing Distribution
Address Breakdown
Residential
3,438
Single Family
3,280
Multi-Family
158
Businesses
238
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1990
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17857, Northumberland, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,542 (100%) |
| Owner Occupied HU | 2,427 (68.5%) |
| Renter Occupied HU | 816 (23.0%) |
| Vacant Housing Units | 299 ( 8.4%) |
| Median Home Value | $250,144 |
| Average Home Value | $260,433 |
Housing Distribution
Address Breakdown
Residential
3,438
Single Family
3,280
Multi-Family
158
Businesses
238
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alicia Shaffer • Iron Valley Real Estate Mid Penn
Mls Name: CSVBOR
Mls ID: #C-841