108 Charles StReganND58477
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 108 Charles St, Regan, ND, 58477 in Regan: $1,387/mo in rent, $536/mo net, 11.9% gross yield, all on a $139,900 acquisition. The 2.21 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $38,652 in value, and $1,288/yr in principal paydown steadily builds equity. Projected total cumulative return: $87,508.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.2% |
| Monthly Cash Flow | $536 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,387 |
| Total Monthly Debt Service | $796 |
| DSCR Ratio | 1.74x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2018
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 58477, Regan, ND area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 91 (100%) |
| Owner Occupied HU | 60 (65.9%) |
| Renter Occupied HU | 11 (12.1%) |
| Vacant Housing Units | 20 (22.0%) |
| Median Home Value | $162,500 |
| Average Home Value | $208,000 |
Housing Distribution
Address Breakdown
Residential
58
Single Family
58
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2018
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 58477, Regan, ND area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 91 (100%) |
| Owner Occupied HU | 60 (65.9%) |
| Renter Occupied HU | 11 (12.1%) |
| Vacant Housing Units | 20 (22.0%) |
| Median Home Value | $162,500 |
| Average Home Value | $208,000 |
Housing Distribution
Address Breakdown
Residential
58
Single Family
58
Multi-Family
0
Businesses
1
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: BRANDON L FETTIG • BIANCO REALTY, INC.
Mls Name: Great North MLS
Mls ID: #4020208