10600 N Benoit StHayden LakeID83835
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 10600 N Benoit St, Hayden Lake, ID, 83835 in Hayden Lake speaks for itself: 16.94% gross on a $159,900 price, generating $2,257/mo in rent and $1,337/mo in net income after the $719/mo debt service. DSCR 3.14, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,045 stacks alongside $44,177 in projected five-year appreciation and $1,473/yr in principal reduction. Projected total cumulative return: $146,383.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.9% | 6.2% |
| Monthly Cash Flow | $1,337 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,257 |
| Total Monthly Debt Service | $856 |
| DSCR Ratio | 2.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1990
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83835, Hayden, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,959 (100%) |
| Owner Occupied HU | 8,303 (75.8%) |
| Renter Occupied HU | 1,761 (16.1%) |
| Vacant Housing Units | 895 ( 8.2%) |
| Median Home Value | $634,951 |
| Average Home Value | $703,881 |
Housing Distribution
Address Breakdown
Residential
10,052
Single Family
9,835
Multi-Family
217
Businesses
1,383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1990
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83835, Hayden, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,959 (100%) |
| Owner Occupied HU | 8,303 (75.8%) |
| Renter Occupied HU | 1,761 (16.1%) |
| Vacant Housing Units | 895 ( 8.2%) |
| Median Home Value | $634,951 |
| Average Home Value | $703,881 |
Housing Distribution
Address Breakdown
Residential
10,052
Single Family
9,835
Multi-Family
217
Businesses
1,383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Coeur d'Alene MLS
Mls ID: #26-3862